Pay4done
Our Services

Every payout your customers need, from one counter

Pay4done bundles Domestic Money Transfer, AEPS, Aadhaar Pay, recharge, Micro ATM and insurance into a single retail dashboard — so you never have to turn a customer away.

Pay4done service illustration

Six services, one dashboard

Every service below runs on the same retail ID and the same wallet — no separate logins, no separate settlement cycles.

Domestic Money Transfer

Send money to any bank account in India instantly via IMPS or NEFT, with a receipt for every transaction.

IMPS & NEFTReal-time statusInstant receipt

AEPS

Aadhaar-enabled cash withdrawal, balance enquiry and mini statements — verified by fingerprint, not a card.

Fingerprint authCash withdrawalMini statement

Aadhaar Pay

Accept biometric payments at your counter and settle merchant transactions directly to your account.

Biometric checkoutMerchant settlementNo POS needed

Recharge & Bill Payments

Mobile, DTH, electricity, water and broadband payments across every major operator and biller.

All operatorsUtility billsInstant confirmation

Micro ATM

Turn your counter into a cash-out point with a portable card-reader device for card-based withdrawals.

Card withdrawalsPortable deviceAny bank card

PAN & Insurance Services

Instant PAN card applications and micro-insurance products as additional counter revenue.

Instant PANMicro-insuranceExtra commission

Domestic Money Transfer

The core of the Pay4done counter. A customer hands you cash, you send it to any bank account in India via IMPS or NEFT — money lands in seconds, and both of you get a receipt with a unique reference number.

  • Transfers up to RBI-mandated DMT limits per customer per month
  • Multi-bank routing keeps success rates high even during peak hours
  • Every transaction generates a receipt with a unique reference number

AEPS — Aadhaar Enabled Payment System

Not everyone has a debit card or a nearby ATM. AEPS lets any customer withdraw cash, check their balance, or pull a mini statement using just their Aadhaar number and fingerprint — no card, no PIN.

  • Works with any bank account linked to the customer's Aadhaar
  • Biometric verification means no PIN to forget or share
  • Ideal for pensioners, daily-wage workers and first-time bank users

Recharge & Bill Payments

The transaction that brings customers back every week. Mobile recharges, DTH, electricity, water and broadband bills — every major operator and biller, confirmed instantly.

  • Prepaid and postpaid mobile plans across every telecom operator
  • Electricity, water, gas and broadband billers by state
  • Small, frequent transactions that build steady daily footfall

How commission works

Every service on this page pays out the same way — automatically, and on the same schedule.

Transact

A customer completes any Pay4done service at your counter — DMT, AEPS, recharge, or anything else.

Commission calculates

Your slab-based commission is calculated automatically the moment the transaction completes — no manual claims.

Credited instantly

The commission lands in your Pay4done wallet immediately, visible on your dashboard in real time.

Settled daily

Your wallet balance auto-settles to your bank account on a daily cycle — no waiting on payout requests.

Who can become a Pay4done retailer?

If you already run a shop with regular footfall, you likely qualify. Here's exactly what's required.

Who can join

  • Kirana and general store owners
  • Mobile recharge and repair shop owners
  • CSC (Common Service Centre) operators
  • Xerox, stationery and cyber café owners
  • Anyone with a fixed shop counter and steady walk-in footfall

What you need

  • PAN card
  • Aadhaar card
  • Shop or business address proof
  • A bank account in your name
  • A smartphone or computer with internet access

Ready to grow your shop's income?

Join 25,000+ retailers already earning daily commission with Pay4done. Onboarding takes less than 10 minutes.