RBI-compliant DMT & AEPS platform
One retail ID. Every payout service.
Pay4done gives retailers, distributors, and kirana stores a single dashboard for Domestic Money Transfer, AEPS, Aadhaar Pay, recharge and bill payments — with instant settlement and industry-leading commission.
Aadhaar-enabled cash-out
Turn your counter into a micro-ATM
Fingerprint-verified AEPS withdrawals let any customer take out cash — no card, no PIN, no bank queue.
Recharge & bill payments
One more reason for customers to walk in daily
Mobile, DTH and utility bill payments across every major operator — steady footfall, steady small commissions.
Commission, credited daily
A second income stream, right at your counter
Every DMT, AEPS and recharge transaction pays out automatically — track today's earnings live from your dashboard.
25,000+
Active retailers
₹1,200 Cr+
Transacted annually
99.8%
Success rate
RBI-compliant DMT & AEPS platform
One retail ID. Every payout service.
Pay4done gives retailers, distributors, and kirana stores a single dashboard for Domestic Money Transfer, AEPS, Aadhaar Pay, recharge and bill payments — with instant settlement and industry-leading commission.
Aadhaar-enabled cash-out
Turn your counter into a micro-ATM
Fingerprint-verified AEPS withdrawals let any customer take out cash — no card, no PIN, no bank queue.
Recharge & bill payments
One more reason for customers to walk in daily
Mobile, DTH and utility bill payments across every major operator — steady footfall, steady small commissions.
Commission, credited daily
A second income stream, right at your counter
Every DMT, AEPS and recharge transaction pays out automatically — track today's earnings live from your dashboard.
25,000+
Active retailers
₹1,200 Cr+
Transacted annually
99.8%
Success rate
All your customer-facing services, one dashboard
Stop juggling multiple apps and multiple settlement cycles. Every Pay4done service runs on a single retail ID with a single wallet.
Domestic Money Transfer
Send money to any bank account in India instantly via IMPS/NEFT, with real-time status and receipt generation.
AEPS
Aadhaar-enabled cash withdrawal, balance enquiry and mini statement — no card or PIN required for your customers.
Aadhaar Pay
Accept biometric payments at your counter and settle merchant transactions directly to your account.
Recharge & Bill Payments
Mobile, DTH, electricity, water and broadband bill payments across all major operators and billers.
Micro ATM
Turn your counter into a cash-out point with a portable Micro ATM device and card-based withdrawals.
PAN & Insurance Services
Offer instant PAN card applications and micro-insurance products as additional revenue lines.
Onboard today, earn today
No paperwork backlog, no waiting weeks for activation.
Sign up in minutes
Register with your shop details, PAN and Aadhaar. Get your retail ID approved the same day.
Load your wallet
Top up your Pay4done wallet via UPI, NEFT or IMPS — funds reflect instantly in your dashboard.
Start transacting
Offer DMT, AEPS, recharge and bill payments to walk-in customers from a single, simple interface.
Earn and withdraw
Commission is credited on every transaction and settled to your bank account on a daily cycle.
Why retailers choose Pay4done
Highest commission payout
Transparent, slab-based commission on every DMT, AEPS and recharge transaction — credited automatically.
Instant settlement
Same-day settlement cycles so your working capital never gets stuck.
Bank-grade security
RBI-compliant infrastructure, encrypted transactions and multi-factor retailer authentication.
Multi-bank routing
Automatic failover across partner banks keeps success rates high even during peak load.
24/7 retailer support
Dedicated support line and dispute resolution so failed transactions get resolved fast.
No hidden charges
One clear pricing sheet — what you see during onboarding is what you pay.
Frequently asked questions
What documents do I need to become a Pay4done retailer?+
A valid PAN card, Aadhaar card, a passport-size photo, and your shop/business address proof. Approval typically completes the same day.
How is commission calculated and paid?+
Commission is slab-based on transaction value and service type. It is credited to your Pay4done wallet instantly and settled to your bank account daily.
Is there a limit on how much I can transfer per transaction?+
Transfer limits follow RBI-mandated DMT slabs. Your dashboard shows real-time remaining limits per customer and per day.
What happens if a transaction fails?+
Failed transactions are auto-reconciled within 24 hours, or refunded to your wallet. Our support team tracks every open dispute until resolution.
Do I need to purchase any hardware?+
DMT, recharge and bill payments work from any browser or the Pay4done app. AEPS and Micro ATM services require a biometric device, available through our partner network.
Ready to grow your shop's income?
Join 25,000+ retailers already earning daily commission with Pay4done. Onboarding takes less than 10 minutes.